Mortgage Calculator

Loan Details

Loan amount

Interest rate (%)

Term (years)

Start date

Currency

Repayment type

Extra per month

Starts at month

Advanced ▾

Switch to a new rate/term at a future month. Optionally roll fees into the balance.

Skip payments for a stretch; interest still accrues and is added to the balance.

Savings balance offset against the mortgage — reduces the interest-bearing portion.

Offset balance

Property value (for LTV)

Inflation rate (%) — for real-terms cost

Early repayment charge (%) on overpayments above allowance

Monthly payment —

Total interest (baseline) —

          Interest saved
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          Time saved
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Payoff (baseline) —

Payoff (with overpayments) —

Total paid over the life of the loan —

Regular payments

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Recurring overpayments

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One-off payments

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Annual summary

#	Date	Payment	Principal	Interest	Overpayment	Balance